Is Instant Credit licensed?

INSTANT.CREDIT L.P. is a direct consumer lender. We originate and fund our own consumer loans — instalment loans and lines of credit — for qualified borrowers, in compliance with each province’s consumer-credit legislation and the federal cost-of-borrowing cap of 35% APR under s. 347 of the Criminal Code.

We currently lend in:

• Ontario — Consumer Protection Act, 2002
• Alberta — Consumer Protection Act
• British Columbia — Business Practices and Consumer Protection Act
• Manitoba — The Consumer Protection Act
• Newfoundland & Labrador — Consumer Protection and Business Practices Act
• Prince Edward Island — Consumer Protection Act

Not currently available in other provinces, including Quebec.

For Privacy Officer contact and Law 25 / PIPEDA inquiries: privacy@instant.credit.