product
How much can I borrow?
Loan amounts depend on the product, your income, your province, and the lender’s underwriting criteria:
| Loan type | Typical range | Term |
|---|---|---|
| Instant Loan | $500 – $1,500 | 1 – 3 pay periods |
| Installment Loan | $1,500 – $10,000 | 6 – 36 months |
| Secured Loan | up to $15,000 | up to 60 months |
First-time borrowers usually start at the lower end of each range. After a successful repayment history (typically 50% of the original principal paid down on time), you can apply for a top-up or qualify for a larger limit on your next application.
Your offer always shows the exact approved amount, total cost of borrowing, payment schedule, and effective APR before you sign — no surprises.
