How fast can I receive my funds?

Once you sign the agreement, funding speed depends on the loan type and time of day:

• Instant Loan (Interac e-Transfer) — funds delivered within minutes if you sign during business hours (Mon–Fri, 9am–8pm ET). Sign overnight or on weekends and you’ll be funded first thing the next business day.
• Installment Loan (direct deposit) — funds typically arrive in your bank account within 1 business day.
• Secured Loan — 1–3 business days after asset verification and title work complete.

Interac e-Transfer requires that your bank has Autodeposit enabled (most major banks support it). If not, you’ll receive a regular e-Transfer notification by email or text and accept it manually.

Funding outside business hours is at the lender’s discretion and depends on Interac availability.